Add Row
Add Element
cropper
update
Tree Guardian News
update
Your Trusted Source for Landscaping and Arboriculture Insights
Add Element
  • Home
  • Categories
    • Storm Shield
    • Roots & Routes
    • Disease Detective
    • Insurance Intel
    • DIY Arborist
    • Futureproof Foliage
    • Pro-Partner Spotlight
    • Arborist Stories
    • Tree Care Blog
    • Tree Guardian News Blog
SUBSCRIBE TO NEWSLETTER 
  • update
  • update
  • update
  • update
  • update
  • update
  • update
February 28.2025
2 Minutes Read

Pen Underwriting Expands International Cover for UK Recruitment Agencies

UK recruitment agencies insurance image with magnifying glass on standout figure.

Pen Underwriting Expands International Cover for Recruitment Agencies

In a significant move to bolster its support for UK recruitment agencies, Pen Underwriting has enhanced its insurance offerings to cater to clients targeting international markets. This expansion comes at a critical time, with many agencies seeking growth opportunities in the US and Canada—territories that were previously excluded from their coverage.

Understanding the New Coverage Options

The updated multi-section insurance policies now provide professional indemnity coverage for placements in North America. This enhancement responds to the increasing demand for UK talent, especially in sectors like IT and executive management, where competition is high.

According to Nick Kernaghan-Andrews, head of Recruitment Agency Insurance at Pen Underwriting, the recruitment landscape is evolving, and agencies must adapt their risk management strategies accordingly. “The rise in legal liabilities due to complex contractual arrangements necessitates comprehensive insurance that protects against varied risks,” he explained.

The Impact of Rising Legal Liabilities

The new vicarious liability cover is particularly noteworthy. This addition is designed to protect agencies against claims related to the actions of non-permanent staff, such as contractors. As contracts become more complex and burdensome, the likelihood of recruitment agencies being held accountable for candidate conduct increases, making this coverage essential.

By offering policies that cover not just traditional roles but also project-based positions, Pen aims to alleviate the financial burden agencies might face in the event of legal disputes.

Demands of the International Market

As UK economic growth falters, many recruitment agencies are now looking beyond their domestic borders for expansion. This trend reiterates the importance of robust insurance policies tailored to meet the pressures of the international job market.

With recruitment agencies increasingly involved in international placements, ensuring adequate coverage is no longer optional; it’s a necessity. Comprehensive insurance solutions afford these agencies the peace of mind to concentrate on matching skilled individuals with suitable roles across the globe.

Call to Action: Assess Your Coverage

For recruitment agencies navigating this changing landscape, it’s crucial to re-evaluate existing insurance protections. Now is the time to consider whether your current policies align with your growth strategies and expanding legal responsibilities. Contact your insurance provider today to discuss options that can protect your agency as you explore new markets.

Insurance Intel

14 Views

0 Comments

Write A Comment

*
*
Related Posts All Posts
05.08.2025

Colorado Homeowners Face Rising Insurance Costs After Bill's Demise

Update The Fallout of Colorado's Failed Homeowners Insurance Bill This past week, a significant proposal aimed at alleviating the consistent rise in homeowners insurance costs in Colorado faced an unfortunate demise. House Bill 1302, which sought to implement a 1% charge on insurance policies, was voted down by the Senate Finance Committee, with a 6-2 decision. This bill, supported by Governor Jared Polis and various Democratic lawmakers, aimed to create the 'Strengthen Colorado Homes Enterprise,' a strategic move intended to bolster homeowners against the climbing expenses associated with property insurance. Why the Proposed Bill Matters The core objective of House Bill 1302 was to establish a state-owned enterprise that would levy fees on homeowners' insurance policyholders. The revenue collected would then be directed into a grant program designed to fortify residential properties against severe weather events, which have become increasingly common, ranging from wildfires to hail storms. Senate proponents, such as state Senator Judy Amabile, argued that the grant funding would empower homeowners to invest in resilient roofing materials, ultimately decreasing the risk of damage claims tied to extreme weather. Concerns Over Financial Burdens Opposition to the bill arose largely from fears of imposing additional financial burdens on residents amidst rising costs of living in Colorado. Committee members expressed empathy for constituents who were already grappling with significant economic pressures. This concern echoes a broader debate about balancing affordability and necessary investments in infrastructure and housing safety. Insights Into Future Directions While the bill's critics raised valid concerns, the increasing frequency of natural disasters prompts a reconsideration of how communities can safeguard their properties. As heightened weather events become the norm, initiatives that address these risks will likely resurface in legislative sessions. Stakeholders must engage in dialogues to find constructive solutions that protect homeowners while easing financial pressures. The rejection of this bill illustrates a poignant crossroads for Colorado homeowners. It is essential for residents to stay informed and involved in ongoing discussions surrounding homeowners insurance, as evolving climate challenges necessitate innovative approaches to property safety.

05.07.2025

World Insurance Expands Upstate New York Influence: What Homeowners Should Know

Update World Insurance Expands Reach in Upstate New York In a strategic move to enhance its services and reach, World Insurance Associates LLC recently acquired the Christopher Williams Agency and Barrett Millard LLC, both prominent insurance firms based in Pittsford, New York. Founded in 1961, the Christopher Williams Agency has built a reputation for providing personalized insurance solutions for both businesses and homeowners in the Rochester area. In 2023, the agency expanded by absorbing Barrett Millard LLC, further solidifying its presence in the market. Understanding the Impact on Local Homeowners This acquisition signifies not only growth for World Insurance but also an opportunity for homeowners in Rochester to benefit from a wider array of insurance products and enhanced service capabilities. As World Insurance Associates boasts over 300 offices across the United States and the U.K., local clients can anticipate improved resources and support, allowing them to secure better coverage options tailored to their needs. Potential Benefits for the Insurance Market With increased competition in the insurance landscape, this merger might lead to more innovative insurance products and competitive pricing. As agencies consolidate, they often gain increased leverage to negotiate with insurance providers, which can ultimately benefit consumers by offering more cost-effective solutions. Homeowners can expect a broader selection of insurance options to choose from, catering to their specific needs. A Local Perspective on Mergers and Acquisitions For many homeowners, the idea of larger insurance companies often raises concerns about personal service and local knowledge losing out to corporate efficiency. However, this transition appears to be strategic for World Insurance, as they focus on enhancing local expertise and community engagement. Clients may find themselves benefiting from the scale of resources that a larger agency can provide, while still retaining a local touch. The Future of Insurance in Upstate New York This event reflects a broader trend of consolidation within the insurance industry, aiming to streamline services for consumers and adapt to changing market demands. Homeowners and business owners alike should stay informed about their insurance options and consider engaging with their local agents to understand how these changes may impact their coverage. As the insurance landscape evolves, it’s imperative for homeowners to remain proactive in evaluating their insurance coverage. Regular check-ins on policy details ensure that you are adequately protected against unforeseen risks. Knowledge is your best defense, so stay informed!

05.05.2025

Survey Reveals Company Drivers Overwhelmed and Anxious on the Road

Update New Survey Reveals Company Drivers Face Rising Anxiety on the Road In a landscape where road safety is increasingly under scrutiny, a recent survey conducted by Nationwide outlines a troubling reality for company drivers. As many as 70% of those surveyed expressed fear of serious injuries or fatalities in the event of a collision, with less confidence in the driving abilities of their peers. Conflicting Perceptions of Driver Safety While a notable 89% of drivers consider their own driving to be good or excellent, the same cannot be said for their fellow motorists; less than 60% share this confidence. This paradox raises alarm bells, especially as 21% of respondents admit to being distracted while behind the wheel, often due to cell phone use or adjusting GPS systems. Impact of Staffing Shortages on Driving Behavior Among the population surveyed, a staggering 44% pointed to staffing shortages as a contributing factor to riskier driving behaviors. Many drivers feel overwhelmed with increased responsibilities due to the lack of qualified professionals. This leads to higher workloads, longer hours, and ultimately, an erosion of safety protocols. Need for Comprehensive Safety Culture Mark McGhiey, a leading risk management advisor, emphasizes that the mounting pressures faced by drivers suggest the need for a cultural shift in how companies approach fleet safety. He advocates for comprehensive training programs, advanced technology like dashcams and telematics, and ongoing supportive measures to promote driver wellbeing. Innovative Solutions are Essential To mitigate risk, employers are increasingly adopting innovative tools. The use of dashcams has surged 29 points, with installations now in 84% of vehicles. These tools are designed to provide valuable insights into driver behavior and safety, fostering a safer driving environment. Additionally, hands-free policies are being enforced to minimize distractions. Awareness is Key Despite advancements, awareness remains a concern. Only 65% of drivers reported understanding recent changes in distracted driving regulations. Addressing these gaps through education and resources may enhance overall safety on the road.

Add Row
Add Element
cropper
update
Tree Guardian News
cropper
update

Homeowners & Businesses concerned about tree and landscape care, safety issues from storms, old or diseased trees, structural damage risks, and insurance implications.

Tree Guardian News is a subsidiary of RP Design Web Services.

  • update
  • update
  • update
  • update
  • update
  • update
  • update
Add Element

COMPANY

  • Privacy Policy
  • Terms of Use
  • Advertise
  • Contact Us
  • Menu 5
  • Menu 6
Add Element

AVAILABLE FROM 8AM - 5PM

Cheshire,CT

POBox 1189

Add Element

ABOUT US

Tree Guardian News is your go-to media hub for cutting-edge strategies to maintain a safe and vibrant environment. We are committed to protecting your property and family by providing proactive tree hazard prevention and awareness. Our platform  empower communities to safeguard their surroundings and enjoy healthier, more resilient landscapes.

Add Element

© 2025 RP Design Web Services All Rights Reserved. P.O. Box 1189, Cheshire, CT 06410 . Contact Us . Terms of Service . Privacy Policy

{"company":"RP Design Web Services","address":"P.O. Box 1189","city":"Cheshire","state":"CT","zip":"06410","email":"robert@rpdesign.com","tos":"PHA+PHN0cm9uZz48ZW0+V2hlbiB5b3Ugc2lnbi1pbiB3aXRoIHVzLCB5b3UgYXJlIGdpdmluZyZuYnNwOyB5b3VyIHBlcm1pc3Npb24gYW5kIGNvbnNlbnQgdG8gc2VuZCB5b3UgZW1haWwgYW5kL29yIFNNUyB0ZXh0IG1lc3NhZ2VzLiBCeSBjaGVja2luZyB0aGUgVGVybXMgYW5kIENvbmRpdGlvbnMgYm94IGFuZCBieSBzaWduaW5nIGluIHlvdSBhdXRvbWF0aWNhbGx5IGNvbmZpcm0gdGhhdCB5b3UgYWNjZXB0IGFsbCB0ZXJtcyBpbiB0aGlzIGFncmVlbWVudC48L2VtPjwvc3Ryb25nPjwvcD4KCjxwPjxhIGhyZWY9Imh0dHA6Ly93d3cuZ29vZ2xlLmNvbSI+aHR0cDovL3d3dy5nb29nbGUuY29tPC9hPjwvcD4KCjxwPiZuYnNwOzwvcD4KCjxwPjxzdHJvbmc+U0VSVklDRTwvc3Ryb25nPjwvcD4KCjxwPldlIHByb3ZpZGUgYSBzZXJ2aWNlIHRoYXQgY3VycmVudGx5IGFsbG93cyB5b3UgdG8gcmVjZWl2ZSByZXF1ZXN0cyBmb3IgZmVlZGJhY2ssIGNvbXBhbnkgaW5mb3JtYXRpb24sIHByb21vdGlvbmFsIGluZm9ybWF0aW9uLCBjb21wYW55IGFsZXJ0cywgY291cG9ucywgZGlzY291bnRzIGFuZCBvdGhlciBub3RpZmljYXRpb25zIHRvIHlvdXIgZW1haWwgYWRkcmVzcyBhbmQvb3IgY2VsbHVsYXIgcGhvbmUgb3IgZGV2aWNlLiBZb3UgdW5kZXJzdGFuZCBhbmQgYWdyZWUgdGhhdCB0aGUgU2VydmljZSBpcyBwcm92aWRlZCAmcXVvdDtBUy1JUyZxdW90OyBhbmQgdGhhdCB3ZSBhc3N1bWUgbm8gcmVzcG9uc2liaWxpdHkgZm9yIHRoZSB0aW1lbGluZXNzLCBkZWxldGlvbiwgbWlzLWRlbGl2ZXJ5IG9yIGZhaWx1cmUgdG8gc3RvcmUgYW55IHVzZXIgY29tbXVuaWNhdGlvbnMgb3IgcGVyc29uYWxpemF0aW9uIHNldHRpbmdzLjwvcD4KCjxwPllvdSBhcmUgcmVzcG9uc2libGUgZm9yIG9idGFpbmluZyBhY2Nlc3MgdG8gdGhlIFNlcnZpY2UgYW5kIHRoYXQgYWNjZXNzIG1heSBpbnZvbHZlIHRoaXJkIHBhcnR5IGZlZXMgKHN1Y2ggYXMgU01TIHRleHQgbWVzc2FnZXMsIEludGVybmV0IHNlcnZpY2UgcHJvdmlkZXIgb3IgY2VsbHVsYXIgYWlydGltZSBjaGFyZ2VzKS4gWW91IGFyZSByZXNwb25zaWJsZSBmb3IgdGhvc2UgZmVlcywgaW5jbHVkaW5nIHRob3NlIGZlZXMgYXNzb2NpYXRlZCB3aXRoIHRoZSBkaXNwbGF5IG9yIGRlbGl2ZXJ5IG9mIGVhY2ggU01TIHRleHQgbWVzc2FnZSBzZW50IHRvIHlvdSBieSB1cy4gSW4gYWRkaXRpb24sIHlvdSBtdXN0IHByb3ZpZGUgYW5kIGFyZSByZXNwb25zaWJsZSBmb3IgYWxsIGVxdWlwbWVudCBuZWNlc3NhcnkgdG8gYWNjZXNzIHRoZSBTZXJ2aWNlIGFuZCByZWNlaXZlIHRoZSBTTVMgdGV4dCBtZXNzYWdlcy4gV2UgZG8gbm90IGNoYXJnZSBhbnkgZmVlcyBmb3IgZGVsaXZlcnkgb2YgZW1haWwgb3IgU01TLiBUaGlzIGlzIGEgZnJlZSBzZXJ2aWNlIHByb3ZpZGVkIGJ5IHVzLiBIb3dldmVyLCBwbGVhc2UgY2hlY2sgd2l0aCB5b3VyIGludGVybmV0IHNlcnZpY2UgcHJvdmlkZXIgYW5kIGNlbGx1bGFyIGNhcnJpZXIgZm9yIGFueSBjaGFyZ2VzIHRoYXQgbWF5IGluY3VyIGFzIGEgcmVzdWx0IGZyb20gcmVjZWl2aW5nIGVtYWlsIGFuZCBTTVMgdGV4dCBtZXNzYWdlcyB0aGF0IHdlIGRlbGl2ZXIgdXBvbiB5b3VyIG9wdC1pbiBhbmQgcmVnaXN0cmF0aW9uIHdpdGggb3VyIGVtYWlsIGFuZCBTTVMgc2VydmljZXMuIFlvdSBjYW4gY2FuY2VsIGF0IGFueSB0aW1lLiBKdXN0IHRleHQgJnF1b3Q7U1RPUCZxdW90OyB0byA8aGlnaGxpZ2h0IGNsYXNzPSJjb21wYW55UGhvbmVVcGRhdGUiPisxMjAzMjcxNzk5MTwvaGlnaGxpZ2h0Pi4gQWZ0ZXIgeW91IHNlbmQgdGhlIFNNUyBtZXNzYWdlICZxdW90O1NUT1AmcXVvdDsgdG8gdXMsIHdlIHdpbGwgc2VuZCB5b3UgYW4gU01TIG1lc3NhZ2UgdG8gY29uZmlybSB0aGF0IHlvdSBoYXZlIGJlZW4gdW5zdWJzY3JpYmVkLiBBZnRlciB0aGlzLCB5b3Ugd2lsbCBubyBsb25nZXIgcmVjZWl2ZSBTTVMgbWVzc2FnZXMgZnJvbSB1cy48L3A+Cgo8cD48c3Ryb25nPllPVVIgUkVHSVNUUkFUSU9OIE9CTElHQVRJT05TPC9zdHJvbmc+PC9wPgoKPHA+SW4gY29uc2lkZXJhdGlvbiBvZiB5b3VyIHVzZSBvZiB0aGUgU2VydmljZSwgeW91IGFncmVlIHRvOjwvcD4KCjxvbD4KCTxsaT5wcm92aWRlIHRydWUsIGFjY3VyYXRlLCBjdXJyZW50IGFuZCBjb21wbGV0ZSBpbmZvcm1hdGlvbiBhYm91dCB5b3Vyc2VsZiBhcyBwcm9tcHRlZCBieSB0aGUgU2VydmljZSYjMzk7cyByZWdpc3RyYXRpb24gZm9ybSAoc3VjaCBpbmZvcm1hdGlvbiBiZWluZyB0aGUgJnF1b3Q7UmVnaXN0cmF0aW9uIERhdGEmcXVvdDspIGFuZDwvbGk+Cgk8bGk+bWFpbnRhaW4gYW5kIHByb21wdGx5IHVwZGF0ZSB0aGUgUmVnaXN0cmF0aW9uIERhdGEgdG8ga2VlcCBpdCB0cnVlLCBhY2N1cmF0ZSwgY3VycmVudCBhbmQgY29tcGxldGUuIElmIHlvdSBwcm92aWRlIGFueSBpbmZvcm1hdGlvbiB0aGF0IGlzIHVudHJ1ZSwgaW5hY2N1cmF0ZSwgbm90IGN1cnJlbnQgb3IgaW5jb21wbGV0ZSwgb3Igd2UgaGF2ZSByZWFzb25hYmxlIGdyb3VuZHMgdG8gc3VzcGVjdCB0aGF0IHN1Y2ggaW5mb3JtYXRpb24gaXMgdW50cnVlLCBpbmFjY3VyYXRlLCBub3QgY3VycmVudCBvciBpbmNvbXBsZXRlLCB3ZSBoYXZlIHRoZSByaWdodCB0byBzdXNwZW5kIG9yIDxzdHJvbmc+PHNwYW4gc3R5bGU9ImNvbG9yOiNGRjAwMDA7Ij50ZXJtaW5hdGUgeW91ciBhY2NvdW50L3Byb2ZpbGUgYW5kIHJlZnVzZSBhbnkgYW5kIGFsbCBjdXJyZW50IG9yIGZ1dHVyZSB1c2Ugb2YgdGhlIFNlcnZpY2UgKG9yIGFueSBwb3J0aW9uIHRoZXJlb2YpLjwvc3Bhbj48L3N0cm9uZz48L2xpPgo8L29sPgoKPHA+Jm5ic3A7PC9wPgo8aGlnaGxpZ2h0IGNsYXNzPSJjb21wYW55TmFtZVVwZGF0ZSI+UlAgRGVzaWduIFdlYiBTZXJ2aWNlczwvaGlnaGxpZ2h0PjxiciAvPgo8aGlnaGxpZ2h0IGNsYXNzPSJjb21wYW55QWRkcmVzc1VwZGF0ZSI+UC5PLiBCb3ggMTE4OSwgQ2hlc2hpcmUsIENUIDA2NDEwPC9oaWdobGlnaHQ+PGJyIC8+CjxoaWdobGlnaHQgY2xhc3M9ImNvbXBhbnlQaG9uZVVwZGF0ZSI+KzEyMDMyNzE3OTkxPC9oaWdobGlnaHQ+PGJyIC8+CjxoaWdobGlnaHQgY2xhc3M9ImNvbXBhbnlFbWFpbFVwZGF0ZSI+cm9iZXJ0QHJwZGVzaWduLmNvbTwvaGlnaGxpZ2h0Pg==","privacy":"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"}

Terms of Service

Privacy Policy

Core Modal Title
T
Please Check Your Email
We Will Be Following Up Shortly
*
*
*